
Reinsurance
All self-funded plans require the additional protection of stop-loss insurance, which is found in the captive and reinsurance market. This market is complex and has worldwide connections.
Each stop-loss plan is designed to provide a specific level of coverage for the self-funded employer, limiting their risk to a financially acceptable level. Stop-loss insurance is now being offered to smaller groups through Level Funding and BSI’s VIS is designed to work with all forms of stop loss.


BSI has undertaken an extensive evaluation to identify the best stop-loss partners in the industry. We developed a comprehensive dataset of performance data for each potential partner, including actuarially credible details. From this process, we selected the top eight reinsurers in the market that understood the high-performance ecosystem and provided them with the dataset for evaluation. Each reinsurer was asked to assess the level of discounts BSI customers could expect from this unique approach. Their assumptions were further tested through multiple real-world scenarios, resulting in the selection of the top two reinsurers in each of our target markets.
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These stop-loss partners provide excellent coverage, highly competitive rates, and outstanding service to BSI self-funded customers. As with all BSI partners, this offering - when combined with the other components of the ecosystem - delivers deep, sustainable savings for every BSI client.
BSI is focused on custom advice and solutions. We apply our vast knowledge and expertise to each unique engagement and deliver results every time.
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